Unchained IRA Bitcoin IRA Review
Unchained’s Bitcoin-only IRA combines tax-advantaged saving with a multi-signature vault where you personally hold 2-of-3 keys, reducing single-custodian dependence while still meeting IRA compliance via a dedicated administrator, which resonates with self-sovereign investors.
Customer Rating
BBB Rating
Years in Business
Investment Required
$2,000.00
Minimum Investment
Customer Base
0
Active Accounts
Assets Under Management
$12.0B
Total AUM
Platform Uptime
0.00%
Reliability
Key Features
- Client-controlled multisig (you hold two keys) minimizes reliance on third parties while retaining recoverability.
- Flat published annual fees (first year free) provide clarity on long-term costs.
- Concierge onboarding is available if you prefer live assistance setting up the vault and key management process.
Fee Structure
Setup Fee
$0.00
Annual Storage Fee
$0.00
Annual Custodian Fee
$0.00
Transaction Fee
%
Security & Compliance
Regulatory Compliance
- SEC Registered
- FINRA Member
- SIPC Protection
Insurance Coverage
$0.00
Security Features
- 100.00% Cold Storage
- Multi-Signature Wallets
- Two-Factor Authentication
Cold Storage Provider
Unchained multisig vault (client holds 2-of-3 keys)
Available Cryptocurrencies
Bitcoin
Unchained IRA Vault
Bitcoin-only IRA with client-controlled 2-of-3 multisig vault.
Min Purchase
$2,000.00
Storage
Client holds 2 keys (multisig)
Trading Fee
%
Frequently Asked Questions
What is the trading minimum?
$2,000 trading minimums typically apply for IRA transfers, rollovers, or annual contributions.
What does the annual fee look like?
The IRA account fee is $0 in year one, then $250 annually thereafter; trading is charged per transaction.
Can I use my own hardware wallets?
Yes—common devices like Ledger and Trezor are supported in the multisig scheme.
Does Unchained support assets beyond Bitcoin?
No—Unchained keeps a Bitcoin-only focus.
Additional Features
Service Highlights
- Dedicated Crypto Specialists
- Self-Directed IRA Support
Support & Contact
- Phone:
- Setup Time: 1-2 weeks
- Response Time: 0 hours
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