Swan Bitcoin IRA Bitcoin IRA Review

Swan Bitcoin’s IRA offering focuses on a Bitcoin-only approach with simple, transparent pricing and optional pathways to move your coins into self-custody, appealing to investors who favor a disciplined, low-complexity allocation to BTC within a tax-advantaged account.

4.6/5

Customer Rating

N/A

BBB Rating

6+

Years in Business

Investment Required

$0.00

Minimum Investment

Customer Base

120,000

Active Accounts

Assets Under Management

$0.00

Total AUM

Platform Uptime

0.00%

Reliability

Key Features

  • Bitcoin-only design avoids the noise of altcoins and keeps your allocation thesis clear.
  • IRA pricing is published and predictable, and Swan supports automated savings strategies.
  • You can withdraw purchased BTC to self-custody as part of a conservative security model.

Fee Structure

Setup Fee

$0.00

Annual Storage Fee

$0.00

Annual Custodian Fee

$0.00

Transaction Fee

%

Security & Compliance

Regulatory Compliance

  • SEC Registered
  • FINRA Member
  • SIPC Protection

Insurance Coverage

$0.00

Security Features

  • 100.00% Cold Storage
  • Multi-Signature Wallets
  • Two-Factor Authentication

Cold Storage Provider

Qualified custodians (Swan; IRA plan), self-custody options

Available Cryptocurrencies

Bitcoin

Swan IRA BTC

Bitcoin-only IRA with optional self-custody withdrawals.

Min Purchase

$10.00

Storage

Qualified custody or self-custody

Trading Fee

%

Frequently Asked Questions

Does Swan support multiple cryptocurrencies?

No—Swan is explicitly Bitcoin-only.

What are the IRA fees?

Expect a small monthly fee for IRA accounts; trading spreads/fees are otherwise simple and clearly disclosed.

Can I move BTC to my own wallet?

Yes—Swan is known for enabling regular withdrawals to your own hardware wallet.

Is there a minimum balance for premium service?

Premium “Private” tiers require higher balances, but standard IRA access does not.

Additional Features

Service Highlights

  • Dedicated Crypto Specialists
  • Self-Directed IRA Support
  • Online Trading Platform

Support & Contact

  • Phone:
  • Setup Time: 1-2 weeks
  • Response Time: 0 hours

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