Choice (Kingdom Trust) Bitcoin IRA Review
Choice by Kingdom Trust offers IRA accounts designed for digital assets with two tracks: a lower-friction cold-storage plan and a hold-your-own-keys option for advanced users, pairing an IRA custodian with institutional-grade storage so you can align custody with your security preferences.
Customer Rating
BBB Rating
Years in Business
Investment Required
$0.00
Minimum Investment
Customer Base
125,000
Active Accounts
Assets Under Management
$18.0B
Total AUM
Platform Uptime
0.00%
Reliability
Key Features
- Cold-storage custody features a simple annual percentage fee and $0 setup, streamlining costs for long-term holders.
- A separate plan lets sophisticated users hold their own keys while still keeping IRA compliance and reporting through the custodian.
- Traditional, Roth, and other IRA flavors are supported, with straightforward online onboarding.
Fee Structure
Setup Fee
$0.00
Annual Storage Fee
$0.00
Annual Custodian Fee
$0.00
Transaction Fee
%
Security & Compliance
Regulatory Compliance
- SEC Registered
- FINRA Member
- SIPC Protection
Insurance Coverage
$0.00
Security Features
- 100.00% Cold Storage
- Multi-Signature Wallets
- Two-Factor Authentication
Cold Storage Provider
Fidelity Digital Assets (cold storage), Kingdom Trust custody
Available Cryptocurrencies
Bitcoin
Cold Storage Plan
Custodian-managed cold storage for digital assets in an IRA.
Min Purchase
$10.00
Storage
Cold storage (institutional)
Trading Fee
0.0100%
Hold-Your-Own-Keys Plan
Self-custody option with IRA reporting through Kingdom Trust.
Min Purchase
$10.00
Storage
Self-custody multisig
Trading Fee
0.0000%
Frequently Asked Questions
What are the plan options?
You can choose Cold Storage (standard custody) or a Hold-Your-Own-Keys plan with different fees.
How are fees structured?
Cold Storage typically carries a ~1% annual digital-asset custody fee with $0 setup; the self-custody plan includes a setup fee and small monthly charge.
Who provides custody and storage?
Kingdom Trust serves as custodian with cold storage provided by institutional partners like Fidelity Digital Assets.
Can I hold my own keys?
Yes—the self-custody plan is designed precisely for clients who want key control inside an IRA framework.
Additional Features
Service Highlights
- Dedicated Crypto Specialists
- Self-Directed IRA Support
- Online Trading Platform
Support & Contact
- Phone:
- Setup Time: 1-2 weeks
- Response Time: 0 hours
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