BitIRA Bitcoin IRA Review
BitIRA focuses on security-first crypto retirement accounts, routing client assets to fully offline cold storage with a regulated custodian so long-term savers can gain exposure to Bitcoin and leading altcoins without managing private keys themselves. The platform combines hands-on IRA guidance with institutional partners for execution and custody, which appeals to risk-conscious investors who prioritize asset protection and compliance.
Customer Rating
BBB Rating
Years in Business
Investment Required
$5,000.00
Minimum Investment
Customer Base
0
Active Accounts
Assets Under Management
$0.00
Total AUM
Platform Uptime
0.00%
Reliability
Key Features
- Cold storage with a regulated third-party custodian helps reduce counterparty and online-attack risk in a retirement context.
- A curated list of major cryptocurrencies allows investors to diversify beyond Bitcoin while avoiding long-tail assets with limited liquidity.
- Dedicated specialists guide rollovers and transfers so existing IRA or 401(k) balances can be moved into a crypto IRA with minimal friction.
Fee Structure
Setup Fee
$0.00
Annual Storage Fee
$0.00
Annual Custodian Fee
$0.00
Transaction Fee
%
Security & Compliance
Regulatory Compliance
- SEC Registered
- FINRA Member
- SIPC Protection
Insurance Coverage
$250M
Security Features
- 100.00% Cold Storage
- Multi-Signature Wallets
- Two-Factor Authentication
Cold Storage Provider
Gemini Trust Company
Available Cryptocurrencies
Bitcoin
Bitcoin IRA Holding
Self-directed Bitcoin position custodied offline for retirement.
Min Purchase
$100.00
Storage
Cold storage, multi-sig
Trading Fee
0.0200%
Ethereum
Ethereum IRA Holding
Exposure to ETH in a tax-advantaged account with institutional custody.
Min Purchase
$100.00
Storage
Cold storage, multi-sig
Trading Fee
0.0200%
Frequently Asked Questions
What is the minimum to open a BitIRA account?
The typical minimum is around $5,000 for new accounts, which keeps setup efficient while remaining accessible to most retirement savers.
Who holds custody and what insurance applies?
Digital assets are held in cold storage with a regulated custodian and coverage that extends up to hundreds of millions of dollars for specific risks such as theft or misuse at the custodian.
How are fees charged when I trade?
Trading costs are assessed when you buy or sell digital assets; any additional administration costs are disclosed during onboarding.
Does BitIRA support Traditional and Roth IRAs?
Yes—Traditional and Roth IRAs are supported, and some investors may also qualify for SEP or SIMPLE depending on employment status.
Additional Features
Service Highlights
- Dedicated Crypto Specialists
- Self-Directed IRA Support
- Online Trading Platform
Support & Contact
- Phone: 1-800-299-1567
- Setup Time: 1-2 weeks
- Response Time: 0 hours
Ready to Secure Your Retirement with Bitcoin?
Get our comprehensive Bitcoin IRA guide and learn how to protect your retirement with cryptocurrency. Includes fee comparisons, security tips, and step-by-step setup instructions.
No obligation • Expert insights • Trusted by thousands of investors